Partnerships

The EDC works with the following organizations to assist small business owners and entrepreneurs in Helotes.  Please let us know if we can be of assistance in arranging meetings.


General Partners

UTSA Small Business Development Center
Helotes Area Chamber of Commerce
CPS Energy
SAWS Water Systems
Alamo Workforce Solutions
State of Texas Governor's Office


Regional Partners

U.S. Small Business Administration
Bexar County Economic Development Dept.
Alamo Area Council of Governments
San Antonio - Bexar County Metropolitan Planning Org.
City of San Antonio Economic Development Dept.


Small Business

National Association of the Self-Employed
National Association of Women Business Owners


Business Tools

2020 Texas Licenses & Permits Guide 

Economic Injury Disaster Loan

SBA LOANS

On 3/17/20, Texas Governor Greg Abbott requested designation from the Small Business Administration (SBA) Economic Injury Disaster Declaration to access the Economic Injury Disaster Loan (EIDL) program for the entire state of Texas. This was a crucial step in making long-term, low-interest SBA loans available to qualifying businesses across the state.

To begin the loan application process: https://disasterloan.sba.gov/ela/

As you prepare to submit your application, the following financial/accounting data and information will most likely be required. You should have these documents ready to immediately upload into the SBA Disaster website as soon as it opens for the Coronavirus emergency relief for Central South Texas:

  1. Written narrative statement justifying the nature and scope of economic injury and how/why nature of business was adversely impacted by the Coronavirus (one page/no more than two), such loss of revenues, cancelled contracts, interrupted supply chain, etc.
  2. Current Accounts Payable and Accounts Receivable Aging as of date of filing for the loan
  3. Three (3) years’ 1040 Federal Income Tax Returns for the business & owners
  4. Three (3) years’ company FYE Income Statement and Balance Sheet and latest YTD Financial Statements (Company prepared)
  5. Company and Owners’ Debt Schedule Tables [e.g., Lender, original loan amt., date, current balance, interest rate (F or V?), collateral, purpose of loan, guarantors, status (e.g., current or past due with explanation) per row in table]
  6. Monthly (reasonably detailed) two (2) years cash flow projections
  7. Three (3) years’ Monthly Sales History up to date of filing for loan
  8. Current copies of owners’ credit reports from the three (3) credit bureaus with explanations for any negative reports
  9. Owners’ Personal Financial Statements (SBA Form 413)
  10. SBA Form of Personal History for each (10% or more) owner
ADDITIONAL INFORMATION ABOUT DISASTER LOANS:

https://disasterloan.sba.gov/ela/Documents/Three_Step_Process_SBA_Disaster_Loans.pdf

CONTINGENCY PLANNING

Small businesses are also encouraged to create a contingency plan. The U.S. Chamber of Commerce Offers guidance online